DBRS: Banks & Trusts

DBRS Confirms UnionBanCal Corporation at �A�; Trend Stable	Feb 10, 2012
DBRS: Millennium bcp Ratings Unchanged After 2011 Results; Intrinsic Assessment Lowered to BBB (low)	Feb 9, 2012
DBRS: BES�s Ratings Unchanged Following 2011 Results; Intrinsic Assessment Lowered to BBB (high)	Feb 9, 2012
DBRS Ratings for UBS AG Unchanged After 4Q11 Earnings; Senior at A (high)	Feb 8, 2012
DBRS: Banco Santander�s Ratings Unchanged Following 4Q11 Results; Sr at AA (low), Trend Negative	Feb 7, 2012
DBRS Ratings on BOK Financial Corporation Unchanged at A (low) after 4Q11 Results; Stable Trend	Feb 6, 2012
DBRS: BBVA Ratings Unchanged After 4Q11 Results � Senior at AA (low), Negative Trend	Feb 6, 2012
DBRS Ratings of Old National Unchanged After 4Q11 Results � Senior at BBB (high); Trend Stable	Feb 3, 2012
DBRS Comments on Nordea Group�s 4Q11 Results � Senior Unaffected at AA, Trend Stable	Feb 3, 2012
DBRS Releases Report on Caixa Geral de Dep�sitos, S.A.	Feb 3, 2012

Caixa Geral de Dep�sitos, S.A.	Feb 3, 2012
National Australia Bank Limited	Jan 31, 2012
Standard Chartered plc	Jan 31, 2012
Westpac Banking Corporation	Jan 30, 2012
Rabobank Nederland	Jan 25, 2012
ING Bank N.V.	Jan 25, 2012
Svenska Handelsbanken AB (publ)	Jan 24, 2012
Australia and New Zealand Banking Group Limited	Jan 20, 2012
Cullen/Frost Bankers, Inc.	Jan 12, 2012
UBS AG	Jan 4, 2012

Issuer	Debt Rated	Action	Rating	Trend	Date
UnionBanCal Corporation	Short-Term Instruments	Confirmed	R-1 (low)	Stb	Feb 10, 2012
UnionBanCal Corporation	Subordinated Debt	Confirmed	A (low)	Stb	Feb 10, 2012
Union Bank, N.A.	Deposits & Senior Debt	Confirmed	A (high)	Stb	Feb 10, 2012
Union Bank, N.A.	Subordinated Debt	Confirmed	A	Stb	Feb 10, 2012
Union Bank, N.A.	Short-Term Instruments	Confirmed	R-1 (middle)	Stb	Feb 10, 2012
UnionBanCal Corporation	Issuer & Senior Debt	Confirmed	A	Stb	Feb 10, 2012
Business Capital Trust I	Trust Preferred Securities	Discontinued - Repaid	Discontinued	--	Feb 9, 2012
MCB Statutory Trust I	Trust Preferred Securities	Discontinued - Repaid	Discontinued	--	Feb 9, 2012
E*TRADE Bank	Deposits & Senior Debt	Trend Change	BB	Stb	Feb 2, 2012
E*TRADE Bank	Short-Term Instruments	Confirmed	R-4	Stb	Feb 2, 2012

DBRS U.S. Banks 4Q11 Earnings Roundup: Durbin, Margin Pressure and Weak Capital Markets Activity Slows Positive Momentum	Jan 31, 2012
DBRS: ECB Policies Ease Euro Area Funding Pressures	Jan 18, 2012
DBRS Corporate 2011 Year in Review and 2012 Outlook	Jan 10, 2012
Third Quarter 2011 Bank and Bank Holding Company Liquidity Study	Nov 22, 2011
DBRS U.S. Banks 3Q11 Earnings Roundup: Banks Maintain Momentum Despite All of the Negative Pressures	Oct 27, 2011
U.S. Banking Peer Group Statistical Handbook, 1H11	Sep 9, 2011
Second Quarter 2011 Bank and Bank Holding Company Liquidity Study	Aug 23, 2011
DBRS U.S. Banks 2Q11 Earnings Round-Up: Lower Credit Costs, Positive Op. Leverage & Return of Loan Growth Drive Better than Expected Results	Jul 29, 2011
First Quarter 2011 Bank and Bank Holding Company Liquidity Study	May 31, 2011
2010 U.S. Banking Statistical Handbook	May 6, 2011